Posted on Tuesday, January 15
POSITION TITLE: Credit Analyst
DEPARTMENT: Commercial Lending
FUNCTION: Under general direction the position holder is responsible for the facilitating of comprehensive credit analysis for new, existing and prospective Borrowers of the Commercial Lending Department. The position holder will assist in managing the technical aspect of the credit administration and loan review processes applicable to the Bank’s portfolio and conduct credit underwriting within the parameters of the banking laws and regulations. Reports to SVP Commercial Lending.
(M) Marginal (S) Secondary (E) Essential
E 1. Credit Administration Duties:
S 2. Additional Duties and Special Projects:
Knowledge/Skills/Experience Requirements: Excellent communication and interpersonal skills, Math aptitude, ability to compute rate, ratio, and percent. Proficiency in Microsoft Office applications, COCC Insight, Digital Archives, iDentifi, LaserPro, Sharefile. Must be able to learn any new software program utilized by the Bank. Excellent problem-solving abilities, self-starter and must take initiative to learn credit compliance regulations for mutual banks.
Education: Bachelor Degree in Accounting/Finance/Business or related field. Specialized training.
Experience: Minimum 3 years banking experience. 2 years commercial credit underwriting experience required.
Work Environment/Physical Demands/Conditions Requirements:
Busy office environment, with moderate noise: computers, printers, phones and light traffic. Must be able to focus and not be easily distracted. Must be able to sit for at least 70% of the workday. Some movement is required to retrieve files, etc. Must be able to see computer screen and read documents. Must be able to lift up to ten pounds.
General office equipment: Computer, Telephone, Mobile devices, Scanner